Akon Savings
Up to 7.00%p.a. interest*
- Zero balance option
- Free virtual debit card
- Instant UPI & IMPS
Savings Accounts that Pay You More
Open a zero-balance digital savings account with our partner bank in 5 minutes — Aadhaar, PAN and a selfie is all it takes.
7.00%Interest up to
₹0Minimum balance
5 minVideo KYC
Choose Your Account
Every account comes with a free virtual debit card, UPI and 24/7 support.
Salary Account
Up to 6.50%p.a. interest*
- Zero balance always
- Salary advance up to ₹50,000
- Free cheque book
Family Account
Up to 6.75%p.a. interest*
- Up to 4 linked members
- Shared goals & budgets
- Kids prepaid cards
Current Account
₹10,000avg. monthly balance
- Unlimited NEFT & RTGS
- GST-ready statements
- Bulk payouts
Everyday Banking, Upgraded
Built for how India pays, saves and spends.
UPI & Scan to Pay
Pay any UPI ID or QR with instant credit alerts.
Virtual & Physical Cards
Freeze, unfreeze and set limits in one tap.
Smart Spend Insights
Auto-tagged spends with monthly budget alerts.
Auto-Sweep FD
Idle money above ₹50,000 moves into an FD.
Free IMPS & NEFT
Unlimited free transfers, round the clock.
Bank-Grade Security
Device binding, 2FA and 256-bit encryption.
Instant Statements
Download PDF statements for any date range.
24/7 Human Support
Chat or call our team in 6 Indian languages.
Savings Interest Rates
Slab-wise interest, credited every quarter.
| Daily balance | Interest rate (p.a.) |
|---|---|
| Below ₹1 lakh | 3.00% |
| ₹1 lakh – ₹5 lakh | 5.50% |
| ₹5 lakh – ₹25 lakh | 7.00% |
| ₹25 lakh – ₹1 crore | 6.25% |
| Above ₹1 crore | 5.75% |
Indicative rates offered through our partner bank as of November 2026 and subject to change. Deposits are insured by DICGC up to ₹5 lakh per depositor per bank.
Open in 4 Simple Steps
Paperless, from your phone.
Verify mobile
Enter your number and OTP.
Add PAN & Aadhaar
Auto-filled from DigiLocker.
Video KYC
A 3-minute call with an agent.
Start banking
Account and card go live instantly.
Ready to open your account?
Zero balance, zero paperwork and up to 7.00% interest.