Home Loan
from8.35%p.a.*
Up to ₹5 Cr · 30 years- Balance transfer & top-up
- Tax benefit up to ₹3.5 lakh
- Doorstep document pickup
Get the Right Loan for Your Needs
Compare offers from 50+ partner banks and NBFCs, check eligibility without affecting your credit score and get money in your account fast.
8.35%Rates from
24 hrsPersonal loan disbursal
50+Lending partners
Loans for Every Goal
Indicative starting rates — your final rate depends on your profile.
Vehicle Loan
from8.75%p.a.*
Up to 100% on-road · 7 years- New & used cars, two-wheelers
- Approval in 30 minutes
- Flexible step-up EMIs
Personal Loan
from10.49%p.a.*
Up to ₹40 lakh · 6 years- No collateral needed
- Disbursal in 24 hours
- Part-prepay without charges
Business Loan
from13.50%p.a.*
Up to ₹75 lakh · 5 years- For MSMEs and self-employed
- GST-based quick eligibility
- Overdraft option available
Interest Rates & Charges
Indicative ranges across partner lenders, updated November 2026.
| Loan type | Interest rate (p.a.) | Max amount | Tenure | Processing fee |
|---|---|---|---|---|
| Home Loan | 8.35% – 10.25% | ₹5 Cr | Up to 30 years | 0.35% (max ₹15,000) |
| Loan Against Property | 9.25% – 11.50% | ₹3 Cr | Up to 15 years | 1.00% |
| Car Loan (new) | 8.75% – 11.25% | 100% on-road | Up to 7 years | ₹4,999 flat |
| Two-Wheeler Loan | 9.99% – 14.50% | ₹3 lakh | Up to 4 years | ₹999 flat |
| Personal Loan | 10.49% – 24.00% | ₹40 lakh | Up to 6 years | Up to 2.50% |
| Business Loan | 13.50% – 26.00% | ₹75 lakh | Up to 5 years | Up to 2.00% |
| Gold Loan | 9.00% – 18.00% | ₹1 Cr | Up to 3 years | 0.50% |
Rates, returns and figures shown are indicative, for illustration only, and are not financial advice. Final terms are set by the partner institution after assessment.
How It Works
From application to disbursal, fully digital.
Check eligibility
See offers without a hard credit check.
Compare offers
Pick the lowest rate and best tenure.
Upload documents
Bank statements and KYC, all online.
Get disbursal
Money credited to your account.
Loan FAQs
What borrowers ask us most.
Does checking loan offers affect my credit score?
No. Checking pre-approved offers on Akon Finance is a soft enquiry and does not affect your CIBIL score. A hard enquiry happens only when you submit a full application.
What CIBIL score do I need?
Most partner lenders prefer a score of 700 or above for unsecured loans. Secured loans such as home and gold loans are available with lower scores.
Can I prepay or foreclose my loan?
Floating-rate home loans have no foreclosure charges for individuals. Personal and business loans can be part-prepaid after 6 EMIs; charges, if any, are shown upfront.
Who is the actual lender?
Loans are sanctioned and disbursed by our RBI-regulated partner banks and NBFCs. The lender’s name and key fact statement are shared before you sign.
Know your EMI before you apply
Plan a comfortable repayment with our free EMI calculator.