SIP & Investment Calculator
See what a monthly SIP or a one-time lump sum could grow into over time.
Investment type
Monthly investment
₹500₹1,000,000
Expected return (p.a.)
1%30%
Time period
1 yrs40 yrs
Results are indicative estimates for planning only and are not financial advice. Actual figures depend on the lender, fund or institution.
How It Is Calculated
The formula behind the numbers.
Formula
FV = P × ((1+i)n − 1) ÷ i × (1+i)
- P = monthly SIP amount
- i = monthly return = annual return ÷ 12 ÷ 100
- n = number of monthly instalments
- Lump sum: FV = P × (1 + r)years
SIP Calculator FAQs
Common questions answered.
What is a SIP?
A Systematic Investment Plan invests a fixed amount in a mutual fund every month, averaging your purchase cost over market ups and downs.
Are SIP returns guaranteed?
No. Mutual fund returns depend on market performance. The calculator assumes a constant return for illustration.
Can I change my SIP amount later?
Yes. You can pause, stop, increase or set an annual step-up on your SIP at any time in the app.
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